Saving & Credit Builder Loan

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Savings & Credit Builder Loans

LES People’s FCU Savings and Credit Builder Loans are designed to help members build credit without the hassle of depositing a lump sum upfront. Instead, we lend to you so you can save in a Share Certificate—allowing you to save and build credit at the same time.

Once your application is approved, funds are automatically deposited into a Share Certificate under your name. Build credit nationally by making affordable monthly payments. When the loan is paid off, you gain access to your Share Certificate funds, the interest earned, and a stronger credit history.

Loan Features

  • ✔️ Minimum loan amount of $500.00
  • ✔️ Low APR*
  • ✔️ $0.00 application fee
  • ✔️ Loan terms up to 24 months
  • ✔️ Automatic payment service available
  • ✔️ Instant approval
 

Check out our rates here Contact one of our Member Service Representatives if you have additional questions at (212) 529-8197 or by emailing lespfcu@lespfcu.org.

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